The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom! 

At the moment, the Enrich Planner App is only available in Hong Kong, Macau, Philippines, and Indonesia.

If you are having difficulties accessing the app in your country, please contact [email protected].

The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom!

All data input into the Enrich Planner App is saved only on your mobile phone. Enrich does not keep records of your personal information input into the app.

The only personal financial information that the app prompts you to input are your budget, expenses, and loans. These are all safe to enter into the app.

In your App Settings feature, you can choose preferred language, home currency, and set up an offline passcode so you can log in to the App when you’re not connected to the internet. You can also choose to receive notifications for approaching due dates, loan repayment dates, and news updates. All of this information is stored only on your mobile phone.

Uploading photos of your pay slips and loan payment receipts are for your record purposes only, as this helps for an easier tracking of your monthly goals and loan status, but this is entirely optional. Enrich does not have access to these photos.

The Enrich Planner App does not ask for confidential information related to your personal bank account. We encourage you to regularly check your online banking through your bank’s facilities, but to use the Enrich Planner App separately to track your budget and cross check your savings.

The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom!

To set goals on the Enrich Planner App, tap the Goals feature on the Home page and then hit the plus sign to add a new goal.

Select a category for your goal. To let you identify your goal better, write a title or a short description about it.  Pick a currency and set the amount that you plan on saving. You might have to do a little research beforehand to know how much your goal will cost in total. 

Next, enter the amount that you've already saved using the same currency. Finally, assign a deadline for when you want to achieve your goal. The app then calculates a target amount that you need to save every month.

To inspire you better, you can even add a photo for your goal.

Every goal payment (which is actually your savings for your goals) that you make is automatically added to your expenses list, making it easier to put your budget together!

Alternatively, you can also set up your goals by going to the menu and tapping on the icon in the top left hand corner, or by swiping from the left edge of the screen towards the right, then tap on the ‘Goals’ feature and follow the same steps as above.

Watch this video to know more about goal setting on the Enrich Planner App.

The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom! 

Yes! You can absolutely use the Enrich Planner App to track your loans. To do this, tap on the Loans feature on the Home page and then hit the plus sign to add a loan.

Type the name of the creditor that provided the loan.  Key in the total amount of the loan you borrowed and choose the relevant currency. Keep the same currency and then enter the amount that you need to pay every month for your loan. Make sure to also key in the date when you first took out the loan. On the app, this date should be indicated in the Repayment Schedule ‘From’ section.

Loan contracts should indicate the date that you signed the loan transaction and the due date when your loan should be fully paid. 

Recording past loan payments

If you have been paying for this loan previously, make sure to record the previous payments. Click the loan that you have set up and click ‘Make payment’. 

Then key in the past payments you have made. In our example, the loan was taken out on May 27, 2021 and is due on December 27, 2021 , which is 7 months. If you have been consistently paying beginning June, enter the payment details you made into the app. See image below.  You may do the same for the following months. 

After filling in the necessary details for your loan payment, you may upload a photo of your bill or receipt to make your monthly record more organized.

Finally, you will be notified that your payment has been successfully deducted from your set budget for the month.

Note that the app also calculates the annual interest rate on your loan based on the loan details that you entered. 

Alternatively, you can also add loans by going to the menu and tapping on the icon in the top left hand corner, or by swiping from the left edge of the screen towards the right, then tap on the ‘Loans’ feature. Once on the page, click the ‘+’ icon to add a loan and follow the same steps as above. 

Watch this video to know more about tracking your loans on the Enrich Planner App.

The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom! 

Make sure to set up your budget first before making a list of your expenses in the Enrich Planner App.

You can check if you're spending within your budget by going to the Expenses feature on the Home page, where you can make a list of  your expenses as you spend them. 

Here are some examples of how to track your expenses for your remittance or a holiday:

After you have completed listing down all your expenses, you will be presented with a pie chart of your expenses to illustrate where you spend your money most. 

You can then visit the home page (via the menu) where the app will provide a summary that lets you know if you have gone under or over your set budget.

Alternatively you can also add your expenses by going to the menu and tapping on the  icon in the top left hand corner, or by swiping from the left edge of the screen towards the right, then tap on the ‘Expenses’ feature and follow the steps as above. 

Watch this video to know more about budgeting and tracking your expenses on the Enrich Planner App. 

The Enrich Planner App is a FREE free financial planning application designed by charity Enrich HK. It is currently available for download from Google Play Store. The app has been created especially for migrant domestic workers, to help you achieve financial freedom! 

Using the Enrich Planner App to monitor your budget can help you control your spending and ultimately save money!

Before you set up your budget, you first need to enter your income. To set this up, click ‘Income’ on your landing page as shown on the image below. 

Once you click this, you will be prompted to key in your income for the month by clicking the ‘+’ sign on the income page. 

After clicking on the ‘+’ icon, you will be prompted to enter the type of income for the month, the amount and the record date. You may also opt to upload a photo as proof of your income received.

Your income should be recorded within the month you plan to allocate it. For example, if you are budgeting for September, you may record your income on 1 September. If you forget to enter income for the current month, then it will use your previous month’s income for reference.

Alternatively, you can also go to the menu by tapping on the  icon in the top left hand corner, or by swiping from the left edge of the screen towards the right. Then tap on the ‘Income’ feature and follow the same steps as above.

Now that you’ve entered your income, let’s set up your budget!  Go back to Step 2 of your Monthly Essentials 1-2-3 and click the ‘➢’ following the ‘Define your monthly budget’.

To start, you will be asked to prioritise loan payments if you have any. If you don't have a loan, you may skip this part by tapping on the X sign to close the popup, or tap ‘Do not remind me anymore’ so this popup reminder won’t show up next time.

In the ‘Monthly Expense Budget’, set a total amount that you plan to spend for the month, not including your goals and loans. Ensure that the total budgeted expense is not more than your planned income. Any unfulfilled goals or loans which you have already added should show up here for you to allocate an amount to it for that month - to add more goals or loans, choose those sections separately on the menu or on your homepage. Remember to allocate your income towards your goals, loans and daily expenses.  If you have an unfulfilled goal or an outstanding loan, the app will automatically show an entry on the screen for you to input the amount to set-aside.  Make sure that the total budgeted expense is not more than your planned income.

After saving these details, you will see your budget allocation and how much should be left from your income.

Alternatively, you can go to the menu by tapping on the  icon in the top left hand corner, or by swiping from the left edge of the screen towards the right, then tap on the ‘Budget’ feature and follow the steps as above.

Watch this video to know more about setting up a budget on the Enrich Planner App.