Resources For Domestic Workers Resources For Domestic Workers Loans & Borrowing Money Frequently Asked What is the difference between a loan company and a bank? If I really need a loan, where can I go? What do I do if I think I have signed a bad loan contract? The money lender is asking to keep my passport as security. Is this allowed? What do I do if my employment agency is pressuring me to take out a loan? My friend has asked me to sign as a ‘guarantor’ for her loan. Should I sign? How do I know if the interest rate I am being offered on my loan is legal? I’m being harassed by a loan shark/collecting agent! What do I do? What is the difference between a borrower, guarantor, reference and witness? What are my rights when I borrow a loan? Useful Resources (ENG) ‘Understanding Your Rights’ - HELP for Domestic Workers (ENG) Duty Lawyer Service (District Offices) Resource & Materials (ENG) How to save money like Maria (INA) Bagaimana Menabung Seperti Siti (ENG) Download the 'Enrich Planner App' , our FREE personal finance app (INA) Download 'Aplikasi Enrich Planner', aplikasi GRATIS untuk keuangan personal Anda (ENG) Be debt-free in 12 months! (INA) 12 Langkah menuju Bebas Utang! (ENG) Amendments to the Money Lenders Ordinance (December 2022) Other Topics Your Rights Managing Money I’m a New Worker in Hong Kong Research and Publications Enrich Planner App Financial Resilience and Mental Health