Nerissa Ranada San Juan

Before coming to Hong Kong, I was already HK$30,000 in debt. I felt pressured, as I wouldn’t be able to come to Hong Kong without taking out loans. Coming to Hong Kong with this pressure made it very hard to manage and budget my money, as almost all of my salary was used to repay my debts.

Through Enrich seminars, I was able to save up money little by little until I was able to repay my debts. I am also proud of the fact that I have my own house now, a thought that never occurred to me. When I came to Hong Kong, I was only focused on financing my daughter’s education. But after setting my goals with Enrich, it seems I am able to do more than finance my daughter’s education.

Enrich has taught me how to budget my finances and salary, and I have also taught my husband and daughter so they can budget and save their money as well.