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Financial Consultation

Confidential individual support for migrant domestic workers in financial dilemma (e.g. loan issues) or who have critical financial decisions to make. The Financial Consultation does not provide monetary assistance or loans to migrant domestic workers.

Intro

At Enrich, we treat financial health very seriously. In much the same way you can approach a counsellor for your mental or emotional health needs, we provide a safe, non-judgmental space for domestic workers to talk about financial issues. Each session is treated on a confidential, one-to-one basis unless you prefer to be accompanied by another person, such as your employer (or a trusted friend).

If you are a migrant domestic worker who needs free, unbiased financial guidance, make an appointment with us for a free two-hour consultation. 

If you are an employer of a domestic worker, you can certainly book a financial consultation appointment for your helper. You can also access our resources to help protect you and your helper from further financial issues.

Session fee

For self-funding domestic workers: FREE

For employers of domestic workers: HK$250 to sponsor your helper for a financial consultation appointment. Learn about sponsoring your helper.

How we help

We encourage booking an appointment in advance for issues relating to the following:

  1. Personal finance (i.e. budget or savings issues)

  2. Loans/debt management

  3. Major financial decisions (i.e. as business or investments)

Make an Appointment
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Long-term Mentoring

Three-month mentoring with a corporate mentor to work towards your goals.

Intro

Are you ready to commit towards achieving your goals? Enrich partners with various corporates to provide migrant domestic workers with ongoing mentorship. In this programme, you will work together with a volunteer corporate mentor over three months to help progress towards your targets. Please note that mentoring sessions are run at different times of the year - check back regularly for our most updated schedule.

Session fee

FREE

Click here to register

Key Takeaways

  • Coaching: Walk away from the session with greater encouragement and coaching to follow-through with the money-management skills you have learned.
  • Progress in your goals: Identify specific goals which you need extra support to achieve and use this opportunity to work towards them.
  • Ongoing feedback: Learn from an expert over 3 months - run an idea past your mentor, ask them for regular feedback or brainstorm with them.

Now open for register

Work With Us

Passionate about empowering others through education? Join our growing team.

About Enrich

Enrich is an award-winning Hong Kong charity promoting the economic empowerment of migrant domestic workers.

We empower migrant domestic workers to invest in themselves through financial and empowerment education. Our workshops equip migrant domestic workers with the tools to save, budget, and plan for a future with greater financial security while they are here in Hong Kong.
96 %
start tracking their expenses after Enrich workshops
85 %
of Enrich participants save more money
More about our impacts Stories of Enrich Graduates
Why join Enrich?

We’re a small but growing team from diverse backgrounds and cultures. We’re on a mission to transform the lives of Hong Kong’s migrant domestic workers through financial education and personal development programmes. Want to join us? Explore our job openings below.

Job Openings

Strategic Partnerships Officer

Apply

Partner with Enrich

You can be a changemaker by supporting financial inclusion in Hong Kong

Why Partner With Us?

Together we can build a more inclusive Hong Kong for migrant domestic workers.

We believe that financial literacy is the solution for migrant domestic workers who are particularly vulnerable to financial struggles, scams and exploitation in Hong Kong. Financial education has the ability to empower not just migrant domestic workers, but their families and communities as well.
Engagement
Enable your employees to create a more inclusive city using their professional expertise.
Be a thought leader
Play a key role in promoting the importance of financial literacy.
Give back
Many of your employees are also employers. Empower them to give back to those who enable them to come in to work every day.
About Enrich Our Annual Report

Become a Corporate Partner

30+ corporates in various industries

Since 2007, we have worked with 30+ corporates in various industries, such as CLSA, Macquarie, KPMG and King & Wood Mallesons. Our experienced team will ensure a partnership with Enrich is engaging, motivating and rewarding for all involved. We offer tailor-made partnerships for various industries and levels of engagement. To find out about working together, please contact us.
"Powerful, well-intentioned and well-run program"
a Volunteer Corporate Mentor

Our Impact

“I learned a lot like being more mindful about spending money even on petty expenses.”

Impact is very important to us and we constantly evaluate our programmes. Research shows that our workshops have a life-changing impact on migrant domestic workers’ financial knowledge, behaviour and confidence.
More about Our Impact
30000 +
programme participants since 2007
96 %
now track their expenses

Become a Programme Partner

We believe in collaboration! We work with a wide range of programme partners in order to reach more migrant domestic workers with life-changing financial and empowerment education. Contact us to find out more.
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One-off Mentoring

A half-day mentoring session for migrant domestic workers who have attended at least Money Wise Migrants.

Intro

In this half-day session, you will be paired one-to-one with a volunteer corporate mentor who will review your progress with you and discuss any challenges you face in achieving your financial plans and goals. Please note that mentoring sessions are run at different times of the year - check back regularly for our most updated schedule.

Session fee

FREE

Click here to register

Key Takeaways

  • Progress check: Are you on your way to achieving your goals? Find out where you’re doing well and what areas you can improve in.
  • Coaching: Walk away from the session with greater encouragement and coaching to follow-through with the money-management skills you have learned.
  • Confidentiality: Speak openly and learn from an expert.

Now open for register

Become a Volunteer

Volunteer your time and expertise to empower migrant domestic workers.

You can be a changemaker! Volunteering is a great way to help the migrant domestic worker community and support financial inclusion in Hong Kong. It is also an opportunity to use your skills for a valuable cause or maybe gain work experience.

We are a busy, multicultural team and we always look for support from volunteers with a variety of skills. Our most common volunteer needs include helping during our Sunday outreach events, being a mentor at one of our mentoring sessions or introducing Enrich to new supporters.

As we aren’t always able to respond to the high-volume of volunteer emails we receive, we send out a monthly email detailing our upcoming volunteering needs. Fill out the form below to receive this email and hear about our volunteering opportunities.

Any volunteer roles we have currently available will be advertised below. Please do keep checking back for the most updated opportunities.

Apply to be an Enrich volunteer

Volunteer Opportunities

Fundraising Committee Members

Apply

Join Enrich full-time? See our job openings

Work With Us

Sponsor Your Helper

Why Sponsor Your Helper?

Discussing finances with your helper can understandably be challenging. As an employer, it might be especially hard to know what to do if she encounters difficult financial situations in Hong Kong or with her family back home.

Financial education is a preventative measure and a solution! You can proactively ensure the well-being of your helper by supporting her through Enrich’s workshops. Among other things, you will empower her to save money, build confidence, learn how to avoid scams, and achieve her financial goals. We provide our workshops to self-funding domestic workers at a highly subsidised rate. Your sponsorship will enable us to cover the actual costs of running our workshops.
Stories of Enrich Graduates Resources for Employers

Sponsor Online: What to expect

Supporting your helper through Enrich’s programmes is easy - simply select the right option for you below and we’ll take care of the rest! We will communicate directly with your helper to invite her to create an online Enrich account and start registering for workshops. As her sponsor, you will receive an email confirmation when your helper has finished a workshop, as well as related updates.
$250

One financial counselling appointment

Confidential individual support for migrant domestic workers in financial crisis (e.g. high debt) or who have critical financial decisions to make.
Sponsor
$500

One four-hour workshop

We recommend completing the full Enrich programme, but you can also support your helper for one specific workshop (Tip: We advise starting with our foundation workshop, Money Wise Migrants).
Sponsor
$2000

The full Enrich programme

Five life-changing financial and empowerment education workshops - 28 hours of education. Other learning opportunities include mentoring programmes, lunch & learns and financial counselling.
Sponsor

Our Programmes

Scroll Down to Explore Our Financial and Empowerment Education for Migrant Domestic Workers

Coming Up Next

Dec
21
Sun
Dec
21

Uang dan Keluarga

  • Dec 21 (Sun), 2025
  • 21:00 - 00:30
  • Bahasa
  • 21/F, Chun Wo Commercial Centre, No. 25 Wing Wo Street. Sheung Wan.
  • FREE
  • Sun
  • 13:00 - 16:30
  • Bahasa
  • Wyng Space
Dec
21
Sun
Dec
21

The Lifelong Learner

  • Dec 21 (Sun), 2025
  • 23:00 - 01:00
  • English
  • Rm 1102, Enterprise Building, 228-238 Queens Road Central. Sheung Wan
  • FREE
  • Sun
  • 15:00 - 17:00
  • English
  • Enrich Office
Dec
21
Sun
Dec
21

Mendirikan Usaha Sendiri 1&2

  • Dec 21 (Sun), 2025
  • 10:00 - 18:00
  • Bahasa
  • 16/F, Chun Wo Commercial Centre, No 25 Wing Wo Street. Sheung Wan.
  • FREE
  • Sun
  • 02:00 - 10:00
  • Bahasa
  • Wyng Space
Join our exciting new workshops!
We believe that financial and empowerment education is the solution..
..to the challenges faced widely by migrant domestic workers, enabling them to escape debt, plan for their future and achieve their dreams.
Getting Started
To begin, please watch the Enrich introductory video. It will guide you through the programmes, helping you learn how to make the most of your experience.
Your Journey With Enrich
NEW "Your Journey With Enrich"
An introduction to Enrich and its educational programmes, as well as its supportive community.
Learn More
Financial Literacy Course
Moneywise Migrants
NEW Money Wise Migrants
This is a 2-part workshop where you will learn the basics of smart budgeting and financial planning. You need to complete this workshop before you can register for other workshops.
Learn More
認識借貸、風險和保障
NEW Understanding Loans, Risks, and Protection
This is a 2-part workshop where you'll build knowledge about loans, avoid common lending traps and develop a risk mindset to identify and manage risks like fraud and scams.
Learn More
財富增值（投資）
NEW Growing My Money (Investing)
Update Alert! This workshop has been revised and shortened. Learn the principles to investing wisely - from the basics to more sophisticated strategies.
Learn More
Empowerment Course

This course consists of 3 workshops, and successful completion leads to the Enrich Empowerment Course Certification. Once you have also completed the Financial Literacy Course, you will qualify as an Enrich graduate

自信溝通
NEW Speak Up
A fun, hands-on introduction to the principles of confident communication.
Learn More
Money and Family
NEW Money and Family
Learn how to balance the needs of your family, yourself and your future.
Learn More
Belajar tanpa Batas
NEW The Lifelong Learner
New! This a new update to the Empowerment Course. Take control of your own future. Adopt a growth mindset. Prepare for life beyond being a migrant domestic worker.
Learn More
Setting Up My Business Course

Coming in 2026!

Setting Up My Business
NEW Setting Up My Business
Coming in 2026! An introduction to entrepreneurship for domestic workers who are planning to start a business in their home country. This is an advanced, optional course for those who have completed the Moneywise Migrants workshop.
Learn More
Graduation
New Programme
Debt-Free Helper
Debt-Free Helper is Hong Kong’s first FREE debt-management programme especially for migrant domestic workers. In this 8-week programme, trainees will attend workshops, receive personalised advice with an impartial financial counsellor and access all the tools and knowledge you need to become debt-free!
Learn More
Other Programmes
Lunch & Learn Series
Free lectures on a range of topics tailored for migrant domestic workers, designed to supplement the core lessons taught in our workshops. Our Lunch & Learn lectures bring you speakers from various industries to share their valuable experiences and insights. The lectures are usually run in series and are held at various times of the year - check back for the latest schedule!
Kembali ke Tanah Air: Siapkah Aku?

1 September 2024 - 9 March 2025

Pertanyaan penting mengenai perencanaan dan kesiapan untuk "kepulangan ke kampung halaman" - transisi penting kehidupan!
learn more
Going Home For Good: Am I Ready? (English)

1 September 2024 - 9 March 2025

A compelling question about the readiness and preparedness of "going home for good" - a significant life transition!
learn more
Kebenaran Akan Utang

19 November 2023 - 19 November 2023

Bantuan bagi Pekerja Rumah Tangga Migran dalam membuat keputusan
learn more
Protecting Migrant Domestic Workers: Understanding Loans, Avoiding Scams, and Combating Money Laundering

12 November 2023 - 4 August 2024

learn more
The Future of Digital Work (Bahasa)

26 February 2023 - 4 June 2023

learn more
The Future of Digital Work (English)

26 February 2023 - 21 May 2023

learn more
Road to Recovery: Refresh your financial well-being with family (Bahasa)

18 September 2022 - 16 October 2022

learn more
Road to Recovery: Refresh your financial well-being with family (English)

11 September 2022 - 9 October 2022

learn more
Your Financial Safety is our Priority: An Introduction to Enrich Workshops (Bahasa)

28 August 2022 - 18 December 2022

learn more
Your Financial Safety is our Priority: An Introduction to Enrich Workshops (English)

28 August 2022 - 18 December 2022

learn more
Managing my finances in a digital world (English)

3 October 2021 - 3 July 2022

learn more
One to One Support
We offer individualised guidance to ensure that every migrant domestic worker receives financial counselling or mentoring if she needs it. Please note that mentoring sessions are run at different times of the year - check back regularly for our most updated schedule.
One-off Mentoring
A half-day mentoring session for migrant domestic workers who have attended at least Money Wise Migrants.
Long-term Mentoring
Three-month mentoring with a corporate mentor to work towards your goals.
Search for Classes

About Enrich

We believe that financial and empowerment education is the solution to the challenges faced widely by Hong Kong’s migrant domestic workers

The Challenge

368,000+
migrant domestic workers in Hong Kong

Most domestic workers come to Hong Kong (from countries such as the Philippines or Indonesia) in order to support immediate and extended family they leave behind. They make up 10% of our labour force, and we are relying on them to meet our growing needs - the Hong Kong government has estimated that we will need 600,000 migrant domestic workers to fill the elderly care gap by 2047.​​​

However, they receive little support to save or plan for their own future. With salaries as low as HK$5,100 per month (minimum wage as of 30 September 2025), domestic workers face enormous pressures on their finances - for example, to pay off debts, send large amounts home or lend to friends. They may experience systemic challenges and are often vulnerable to financial exploitation in the form of scams or unfavourable loans. As a result, they might work for decades with little or nothing to show for it.

The debt cycle often starts with recruitment and is compounded by lack of financial education:

HK$15,000
Average fees charged to domestic workers during the recruitment process.
36-48%
Legal annual interest rate on loans in Hong Kong. Domestic workers are often forced to take high interest loans to repay recruitment costs.
3-6 months
of a 24 month contract is spent repaying recruitment debts. Late payment may result in harassment from loan sharks.
50-60%
Average amount of salary sent home to support family every month.
72%
of new Enrich participants (before our workshops), take as many loans as possible without knowing how to repay. This is often exploited by unscrupulous money lenders.
73%
of new Enrich participants (before our workshops), have to borrow money for emergency expenses, such as typhoon-damage, medical needs etc.

Our Solution

We believe that financial and empowerment education is a life-changing solution to the challenges faced widely by migrant domestic workers in Hong Kong.
Our interactive workshops and activities run on weekends and public holidays, in native languages of domestic workers (including Tagalog and Bahasa Indonesia), equipping them with skills, knowledge and confidence to escape debt, plan for their future and achieve their goals. We are impartial and do not sell or promote any financial products as part of our programmes in order to create a safe, trusted learning environment.

Financial Education

Empowerment Education

One-to-One Support

Lunch & Learns

Our Story

2007
Enrich founded
70,000+
programme participants
Enrich was founded in 2007 by a group of development workers and a finance professional who were motivated to do something to address the urgent needs of migrant domestic workers in Hong Kong for which there was little support available. Our workshops, initially held in living rooms and coffee shops, proved to be very popular and demand grew. In response, we expanded our services, offering mentoring sessions and entrepreneurship workshops in 2010, starting confidential financial counselling services in 2013, and opening our own training centre in 2014. Today, Enrich has become Hong Kong’s leading educational organisation promoting the economic empowerment of migrant domestic workers, contributing to the Hong Kong Strategy for Financial Literacy. In 2019, Enrich was granted the ‘Financial Education Champion’ Award by the Investor and Financial Education Council.

Mission and Vision

Mission

To empower migrant domestic workers to transform their lives through financial education and personal development programmes.

Vision

Everyone is financially capable to pursue their dreams.

Our Values

Empowerment

Empowerment lies at the heart of our organisation. We work to empower migrant domestic workers to take greater control of their finances and to realise their hopes for a better future.

Inclusion

We strive towards inclusion in everything we do. We recognise migrant domestic workers as valuable members of Hong Kong society who deserve opportunities for personal and financial development regardless of nationality, language skills, or levels of education.

Collaboration

We realise that much more can be achieved if we work together with other organisations to achieve our mission and goals. We use a collaborative style in interacting both within our team and with our partners and participants.

Passion

Passion and commitment are the driving force behind our people, who continuously prove to go above and beyond their responsibilities to serve our beneficiaries.

Integrity

We strongly believe in transparency, honesty and accountability. We work independently from financial institutions and we do not sell or promote any financial products as part of our programmes.
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